Phase 1
Every scope decision, side by side. Foundations-first discipline (QA from month 1, CI/CD required week 1) is now the default in both scenarios, not a column that differs — see Tech Stack.
| Dimension | Full Pilot | Lean Pilot |
|---|---|---|
| E-signature | Build in-house, ESIGN/UETA-compliant | 3rd-party integration |
| Money custody | Direct earnest-money custody (flagged as high-risk — see Full Pilot) | None — referral/redirect only |
| Pilot geography | 2–3 states | 1 state |
| Product focus | Full transaction lifecycle, broadly | Transitional Document + Merchant Integration (two pillars) |
| Mobile scope | Native apps for all 5 portals (Admin, Broker, Agent, Client, Vendor) — 1 Flutter engineer, in both (flagged risk) | |
| Founder's role | Part-time in both, for now — architecture sign-off, not day-to-day; no longer a scenario difference | |
| DevOps/Platform ownership | Tech lead + founder, no dedicated hire, required from week 1 — same in both | |
| QA timing | Continuous from month 1, alongside foundations — same in both | |
| GTM ownership | Other cofounders, in both | |
| Compliance ownership | Other cofounders, in both — not staffed inside the build team even in the direct-custody path | |
| Multi-tenancy | Row-level tenant isolation from month 1, in both — see Multi-Tenancy | |
| White-label | Architected for (tenant-configurable branding), not activated in Phase 1 — see Multi-Tenancy | |
| Team size (new hires) | 4 FTE + 1 project-based, in both — room for 3–4 more within the 8–10 headroom, left open | |
| Team size (total, incl. founder) | 7 (6 FTE + founder) + 1 project-based, in both | |
| Timeline | 6 months | 5 months (4 if smooth) |
| Est. build-team cost | See Cost → Full Pilot | See Cost → Lean Pilot |
The dimensions above say how the scenarios differ. This is the concrete answer to "what do we actually get in 6 months" for the full-scope plan.
Ships in 6 months
Explicitly not this phase
Lean Pilot runs the same list minus the items already off the table by design (1 state not 2–3, 3rd-party e-signature not in-house, no custody path to defer) — native mobile for all 5 portals ships in both.